Comments on: Firing Because Of Bankruptcy Is Illegal

By: Nate

Nate — Tue, 18 Oct 2011 23:59:20 +0000

Had to go through bankruptcy in 2005 as debt increased and work was slow.. Couldn”t get a second job because everyone was doing a credit check.. i went down and further down. I would be quite upset if some one decided that i shouldn’t be hired because of this. All my monthly bills left almost no money for food, i got sick with not enough to eat. I was labled by those who I thought were my friends, those were hard times. And credit card companies BANK on the fact that they will get their prey. It was the best thing that happened for me. Many people do it and shouldn’t, but i went through a few years of misery till someone had to suggest to me to do so. As the economy went down in 2007 started to see more people that judged me in the same boat I was. But then I was the one with no debt and a good job. Never used a credit card since and dont care to.

By: Chris

Chris — Mon, 29 Mar 2010 15:04:42 +0000

It seems to me that employees are actually more of a risk to a company prior to filing bankrupcty becacause these people are in so much debt. Once the debt is discharged they are in a better position and less likely to do something detrimental to their employers.

By: anxious

anxious — Fri, 05 Feb 2010 01:02:15 +0000

In a somewhat similar situation: I had recently accepted an offer via phone and my 1st day is next Wednesday (with a small financial firm), and it is presumed paperwork will be processed in the background during the first couple of days. Only reason why I remain more anxious than excited is because another employer had refused to extend an offer due to a recent ch7 bankruptcy (debts discharged Nov 09), I only assume this because HR had mentioned (or slipped) they usually don’t extend offers to “consultants” or “temps” due to a bankruptcy within the last 5 years. They noted “…this decision was based in whole or in part on information contained in a report from (their screening company), a copy of which was previously given to you. The agency did not make this employment decision and is unable to supply you with specific reasons why the decision was made…” Then it goes onto more about the Fair Credit Reporting Act, etc. This was definitely a heart-breaker knowing the interviewers and internal references really liked me for the job. So back on the full time job offer I accepted (not a temp/consultant position), can they take back what was already offered via phone? This is probably more of a question I can provide a definite answer to after my first paycheck.

By: Marc Brenman

Marc Brenman — Thu, 24 Dec 2009 02:09:51 +0000

Very interesting. Thanks. Will be good to hear how the case comes out. A number of employers today are also checking credit ratings of potential employees, and refusing to hire those with “bad” credit scores. One among many problems with this is that a low credit score can be a proxy measure for being a person of color, which would equate to race or national origin discrimination.